Mortgage rates and lending news
Our #1 priority is that our readers make great financial decisions. That's something we don't compromise on even if we make less money because of it. While we are compensated by our lending partners, ...
Aug 25, 2026 · 5 min readKey Takeaways We checked every major lender’s “no closing costs” claim directly against its current disclosures — several advertised offers turned out to be conditional or clawback structures, not gen...
Aug 25, 2026 · 5 min readWhat Is Defeasance in Commercial Real Estate? How the Process Works
Aug 25, 2026 · 5 min readThe VA reopened its main foreclosure-prevention tool on June 15, 2026, after a gap of roughly 13 months in which more than 10,000 veterans lost homes to foreclosure sales. If you are behind on a VA-gu...
Aug 24, 2026 · 5 min readKey Takeaways Home equity loans do not have a set minimum income requirement, but you must document enough income or eligible assets to repay the loan. Many lenders prefer a debt-to-income ratio (DTI)...
Aug 24, 2026 · 5 min readKey Takeaways You can access your home’s equity without refinancing your current mortgage. Home equity loans and HELOCs are the most popular ways to pull cash without a refi. The best option depends o...
Aug 20, 2026 · 5 min readKey Takeaways You can qualify for a mortgage using disability income. Your disability benefits count as income if you can show they’ll continue for at least 3 years. There are special home loans and g...
Aug 20, 2026 · 5 min readKey Takeaways Legitimate lenders cannot guarantee approval before reviewing your finances and property. Some home equity lenders consider FICO scores around 620, while others require 680 or higher. Le...
Aug 18, 2026 · 5 min readAmid a punishing grind of lower-than-typical Summer orders and the stubbornly high incentives it takes to catalyze them, homebuilder confidence notched a mini uptick in August, but at a level still co...
Aug 17, 2026 · 5 min readKey Takeaways You can get a loan on a home you own outright by using your home’s equity as collateral. Most lenders let you borrow up to 80% of your home’s value (which, on a paid-off home, equals you...
Aug 17, 2026 · 5 min readIf you’ve decided to borrow against your home’s equity, the next question you might be asking is: how long should you take to pay it back? Pick a term that’s too short and the monthly payment can sque...
Aug 14, 2026 · 5 min readMortgage brokers working with United Wholesale Mortgage (UWM) say it remains “business as usual” following the lender’s second-quarter loss and a multibillion-dollar capital raise, with no noticeable ...
Aug 13, 2026 · 5 min readOur #1 priority is that our readers make great financial decisions. That's something we don't compromise on even if we make less money because of it. While we are compensated by our lending partners, ...
Aug 13, 2026 · 5 min readThe home equity loan you signed for a year or two ago isn’t permanent. If rates have dropped, your payment feels heavier than it should, or the loan no longer fits your life, you can refinance it, and...
Aug 12, 2026 · 5 min readMortgage rates are at their highest level in about a year. A weaker-than-expected July jobs report may have reduced the odds of a Federal Reserve rate hike in September, but that does not mean rate cu...
Aug 10, 2026 · 5 min read
Mortgage spreads at 2.01% are keeping 2026 mortgage rates near 6.74%, supporting pending sales and limiting year-over-year declines.
Aug 09, 2026 · 5 min readEllington Financial Inc. on Thursday reported second-quarter 2026 net income attributable to common stockholders of $54.4 million, driven by strong loan credit performance and growing reverse mortgage...
Aug 07, 2026 · 5 min readZillow Q2 2026 revenue rose 18% to $772M, mortgage revenue jumped 75% to $84M, and the quarter ended with a $4M net loss.
Aug 05, 2026 · 5 min readAfter cutting 7% of staff, Zillow expanded Jeremy Hofmann’s role to COO, hired Sandi Knight, and promoted 2 SVPs.
Aug 05, 2026 · 5 min readDaniel Lewis, whose hedge fund shut down in 2016 after 10 years in operation, is taking the helm as interim CEO. But Vishal Garg retains significant influence over the company’s future.
Aug 05, 2026 · 5 min read