Mortgage rates and lending news
Husband-and-wife duo Mark Hairston and Shara Parker of Texas Mortgage Source LLC have been originating loans for decades, but a more recent encounter sparked their interest in the reverse mortgage bus...
Sep 30, 2026 · 5 min readAffordability remains strained as elevated mortgage rates and construction costs continue to weigh on potential buyers. Those pressures have left builders relying heavily on incentives and price reduc...
Sep 30, 2026 · 5 min readKey Takeaways You may refinance with your current lender if it offers your preferred loan and you qualify. However, your existing relationship doesn’t guarantee better rates, lower fees, or faster app...
Sep 30, 2026 · 5 min readKey Takeaways Not all home improvement loans are created equal, your best option depends on how much equity you have and how fast you need the money. If you have home equity, use it because equity-bas...
Sep 25, 2026 · 5 min readKey Takeaways Seniors on Social Security have multiple mortgage options tailored to retirement income and credit. Home equity can provide flexible funds for expenses, home projects, or debt consolidat...
Sep 25, 2026 · 5 min readKey Takeaways A home equity loan may offer a lower interest rate or a longer term, but it requires your home as collateral. An unsecured personal loan requires no collateral. Compare APR, fees, repaym...
Sep 24, 2026 · 5 min readMortgage rates are likely to remain above 6% even if geopolitical tensions ease as inflation pressures, Federal Reserve policy and mortgage spreads continue to limit how far rates can fall. That’s acc...
Sep 22, 2026 · 5 min readA buyer signs a purchase agreement with their agent, then gets handed off to a loan officer they’ve never met. From there, the agent is mostly on the outside looking in, texting for updates, hoping th...
Sep 22, 2026 · 5 min readMortgage rates have moved north of 7% and are poised to remain there for the foreseeable future. And a more expensive climate for borrowers has pushed lenders to reduce their originations forecasts fo...
Sep 22, 2026 · 5 min readKey Takeaways HEIs provide upfront cash without monthly payments or new debt, but you give up a share of your home’s future appreciation. Eligibility depends on factors like equity, property type, and...
Sep 21, 2026 · 5 min readKey Takeaways Mobile home refinancing usually requires the home to be classified as real property on land you own with a HUD-approved foundation. Homes built after June 15, 1976, are typically manufac...
Sep 21, 2026 · 5 min readKey Takeaways A no-appraisal home equity loan relies on automated valuation models or desktop reviews instead of sending an appraiser to your home. You’re most likely to qualify if you have strong cre...
Sep 21, 2026 · 5 min readIn his 2006 hit song “Gravity,” an introspective John Mayer proclaimed, “gravity is working against me, and gravity wants to bring me down.” On Lennar’s Q3 2026 earnings call Thursday, the Miami-based...
Sep 18, 2026 · 5 min read
Commercial Observer’s annual Institutional Investor & Private Equity Forum took center stage at 237 Park Avenue in Midtown Manhattan on Sept. 16, when some of the biggest names in commercial real esta...
Sep 18, 2026 · 5 min readThe fight over control of Better Home & Finance Holding Co. escalated Friday as founder and former CEO Vishal Garg announced three candidates he wants to add to the company’s board, while Better’s spe...
Sep 18, 2026 · 5 min readFor decades, the Agency Mortgage-Backed Securities (MBS) market operated on an implicit, foundational constant: a loan’s representative credit score meant Classic FICO. Capital markets desks built tra...
Sep 18, 2026 · 5 min readOn Lennar’s second-quarter earnings call, Stuart Miller expressed cautious optimism about improving margins as part of his grounded, realistic assessment of market conditions. The optimism stemmed fro...
Sep 14, 2026 · 5 min readKey Takeaways Inheriting a reverse mortgage does not mean inheriting a debt larger than the home; a HECM is non-recourse. Heirs generally have three options: pay off the loan and keep the home, refina...
Sep 14, 2026 · 5 min readKey Takeaways Building an in-law suite or ADU can run into the low-to-mid six figures, so financing choice matters a lot. A HELOC or home equity loan lets you tap equity without disturbing a low exist...
Sep 14, 2026 · 5 min readKey Takeaways A cash-out refinance to fund a parent’s care means repricing your entire mortgage, which can mean giving up a low locked-in rate. A HELOC or home equity loan can reach your equity withou...
Sep 14, 2026 · 5 min read