Mortgage rates and lending news
Lower mortgage rates finally stopped the decline in housing demand last week. After mortgage rates peaked around 7.60% and fell toward 7.30%, housing demand stopped bleeding temporarily, and we saw a ...
Oct 24, 2026 · 5 min readPresident Donald Trump on Thursday signed an executive order aimed at reduced housing costs, which could save some mortgage borrowers thousands of dollars, but the final text is narrower than an earli...
Oct 23, 2026 · 5 min readKey Takeaways After one year, you may qualify for several refinance options, including conventional and FHA cash-out loans, subject to their seasoning and other eligibility requirements. Rate-and-term...
Oct 20, 2026 · 5 min readReal REMAX Group CEO Tamir Poleg urged agents to prepare for several more years of sluggish home sales — while arguing that The Real Brokerage’s merger with REMAX and rapid investment in artificial in...
Oct 20, 2026 · 5 min readData released last week by New View Advisors illustrates the ongoing shift away from federally insured Home Equity Conversion Mortgages (HECMs) and toward proprietary reverse mortgages. In the newest ...
Oct 20, 2026 · 5 min readMortgage rates have been on the upswing for most of the second half of 2026, but consumers and housing professionals got a respite this week. At HousingWire‘s Mortgage Rates Center, rates for 30-year ...
Oct 20, 2026 · 5 min readThe housing affordability conversation has a blind spot. For decades, it has centered almost entirely on entry: down payments, mortgage rates, inventory, supply. That work matters, and while there is ...
Oct 20, 2026 · 5 min readHousing starts missed estimates today, which isn’t shocking, as builder sentiment plunged yesterday, hitting levels last seen in 2012. But as mortgage rates are parking near 7.5 %, housing constructio...
Oct 20, 2026 · 5 min readManhattan tenant improvement (TI) allowances — costs that commercial landlords cover for tenants to remodel spaces — have dramatically evolved since the pandemic. Gone are the days in which these all...
Oct 20, 2026 · 5 min readKey Takeaways A home equity loan can provide funds for a divorce buyout and preserve your current first-mortgage rate, but it does not remove your spouse from the joint mortgage. A buyout refinance ca...
Oct 19, 2026 · 5 min readSeptember inflation came in hotter than expected. Bond-market reactions can affect mortgage pricing before the Fed meets on October 28, but whether your quote changes depends on your lender and whethe...
Oct 14, 2026 · 5 min readKey Takeaways The HELOC process works like a mortgage, with quotes, paperwork, an appraisal, and closing. Most HELOCs take a few weeks from application to funding, depending on the lender and the appr...
Oct 12, 2026 · 5 min readThe global equity release market is projected to grow to $52.1 billion annually by 2035, up from $17.7 billion currently, as aging populations and demand for retirement funding drive growth, according...
Oct 12, 2026 · 5 min readThe Mortgage Bankers Association (MBA) is shifting its push from score providers to the credit bureaus, signaling a potential end to required tri-merge reports. “Credit scores matter, but as we all kn...
Oct 12, 2026 · 5 min readWhen looking at their newly formed mortgage joint venture, Revenos Mortgage, executives at both eXp Realty and Newrez, see nothing but opportunities ahead. “When you think about our ecosystem across ...
Oct 12, 2026 · 5 min readFor reverse mortgage originators, the winds of change have been blowing in the direction of proprietary products for much of 2026. And one of the nation’s leading lenders, Mutual of Omaha Mortgage, ha...
Oct 08, 2026 · 5 min readKey Takeaways If you have a low mortgage rate, a HELOC or home equity loan lets you access your equity without changing your current rate. A HELOC offers flexible access to funds, usually at a variabl...
Oct 05, 2026 · 5 min readHalloween is coming early for the housing market. The bond market has been very scary for weeks now, but last week was so wild that we can actually talk about what is more likely now: mortgage rates a...
Oct 03, 2026 · 5 min readSeptember produced more declines in the market for federally insured reverse mortgages, with the number of Home Equity Conversion Mortgage (HECM) endorsements dropping 6.7% and HECM Mortgage-Backed Se...
Oct 02, 2026 · 5 min readKey Takeaways Markets are watching to see if the Fed changes course on rates Mortgage rates are currently averaging 7.32% for a 30-year fixed Watch for changes in the Fed’s statement language — subtle...
Oct 01, 2026 · 5 min read