Mortgage rates and lending news
If you have student loans, they do more than shrink your monthly budget. They can quietly push the home you want years further out of reach. The typical household already needs about seven years to sa...
Aug 04, 2026 · 5 min read
Last week, as the 10-year yield hit 4.74%, weekly pending sales rose to 69,109 and while inventory increased to 872,932.
Aug 01, 2026 · 5 min readSalary is just one part of the mortgage equation Many home buyers want to frame their budget in terms of their income. It’s common to wonder how many times your salary you can borrow for a mortgage. B...
Jul 31, 2026 · 5 min readMortgage rates rose from 6.23% to 6.94% after Iran conflict escalation, and brokers now expect about 4 million home sales in 2026.
Jul 28, 2026 · 5 min read
FAMP backs a Florida property tax amendment and seeks delays to FHFA condo rule changes, including 15% reserves starting 2027.
Jul 28, 2026 · 5 min readMortgage rates continued to climb this week and are now approaching 7% for locked loans across all borrower credit profiles. But home purchase and refinance demand hasn't fallen steeply despite the in...
Jul 28, 2026 · 5 min readKey Takeaways Markets are watching to see if the Fed changes course on rates Mortgage rates are currently averaging 6.58% for a 30-year fixed Watch for changes in the Fed’s statement language — subtle...
Jul 24, 2026 · 5 min readIf you spent the spring waiting for mortgage rates to fall, you already know how that went. The average 30-year fixed is back up to 6.55%, half of the Federal Reserve’s rate-setting committee wants to...
Jul 23, 2026 · 5 min readNEXA Lending CEO Mike Kortas says the settlement ends all Grella lawsuits and gives him 100% ownership of NEXA after years of litigation.
Jul 20, 2026 · 5 min readloanDepot says WCL lacks standing under TILA and shows no lost customers, urging dismissal with prejudice in California federal court.
Jul 16, 2026 · 5 min readHomebuilder confidence fell again in July as affordability pressures and economic uncertainty continued to weigh on demand, according to the National Association of Home Builders/Wells Fargo Housing M...
Jul 16, 2026 · 5 min read
U.S. foreclosure activity rose again in the first half of 2026, with 227,548 properties receiving filings, up 21% from the same period in 2025, according to ATTOM’s midyear foreclosure report.
Jul 16, 2026 · 5 min readKey Takeaways Better Mortgage leads with the Mortgage Reports overall lender score of 4.3/5, offering a high 90% CLTV and an accessible 620 credit minimum. Other lenders excel in specific categories, ...
Jul 14, 2026 · 5 min read
Pending sales rose to 63,971 versus 61,143 in 2025, inventory ended at 844,011, and price cuts were 39.57% versus 41%.
Jul 11, 2026 · 5 min readROAD to Housing Act would make the permanent chassis optional, enabling new designs and potential lower-cost financing paths.
Jul 10, 2026 · 5 min readShort sale approvals can move faster than expected when files are complete, and lenders have incentives to avoid foreclosure costs.
Jul 10, 2026 · 5 min readSynergy One will assume Newrez’s distributed retail business, as Newrez doubles down on JVs and direct channels in a bid for long-term growth.
Jul 08, 2026 · 5 min read
Mortgage spreads improved to 2.01%, keeping rates near 6.60% as total pending sales rose to 422,120 vs 396,652 last year.
Jul 04, 2026 · 5 min readThe SAVE income-driven repayment plan is being phased out after a 2026 court ruling, leaving borrowers 90 days to select new terms.
Jul 02, 2026 · 5 min read