Mortgage rates and lending news
Higher credit scores typically lead to lower mortgage interest rates, highlighting the importance of maintaining a strong credit profile in the competitive property market of 2026. Small fluctuations can impact eligibility for more favorable rate tiers, affecting home-buying potential.
May 27, 2026 · 5 min readExplore how to tap into your home's equity without the need for refinancing. Home equity loans and HELOCs offer homeowners effective ways to access cash, with the right choice tailored to individual financial needs and market conditions.
May 27, 2026 · 5 min readHomeowners outright may access loans by using their property's equity, typically borrowing up to 80% of the home's value, enhancing financial flexibility in the current property landscape.
May 26, 2026 · 5 min readOn April 22, 2026, the Consumer Financial Protection Bureau (CFPB) established new guidelines for enforcing fair lending discrimination, influencing mortgage borrowing practices across various U.S. markets.
May 26, 2026 · 5 min read
Achieving pre-conflict levels for the 10-year yield and mortgage rates may prove challenging, affecting homebuyers and property investments even after the conflict concludes.
May 25, 2026 · 5 min readAtlas VMS reports a decrease in the need for second appraisals on HECM loans, with 8.3% required in Q1 2026 compared to 10.4% in Q4 2025, impacting costs and timelines in the property market.
May 25, 2026 · 5 min readIn the mortgage industry, the abundance of software integrations may seem beneficial, but they often lead to complicated dependencies and hinder efficient operations.
May 25, 2026 · 5 min read
While inventory levels may approach a year-over-year decline, the current market is in a significantly better position compared to the years 2020 to 2023.
May 24, 2026 · 5 min readMaine establishes new standards for HEI legislation, while Illinois revises licensing, sparking debates in other states about the classification of HEIs as loans.
May 22, 2026 · 5 min read